Its premium version, EveryDollar Plus, is a steep $99 per year. The downside for anyone looking to link their bank accounts is the annual fee. It’s available on Apple and Android app stores, and on desktop for those who like to budget on a big screen. It has a clean and easy-to-navigate user experience that isn’t cluttered by ads or affiliate offers. Still, it works flawlessly with any kind of budget you want to set up. It’s made for zero-based budgets, a budgeting system where you make a plan for every dollar you bring in. Syncs with accounts? Only on the paid versionĮveryDollar is a budgeting app created by Dave Ramsey. Price: Free for manual tracking $99 per year for automatic syncing. And no, they didn’t pay anyone at The Penny Hoarder to say that. You can customize your budget based on whatever budgeting method you prefer and sync all your bank accounts at the most affordable price: free. If you have a partner, you can communicate about transactions within the app and limit what transactions your partner can see.įinal verdict: If you have a joint account with your partner, HoneyFi is a no-brainer. The app automatically identifies recurring bills, but you can also manage them manually. You can have as many categories and subcategories as you want, and you can even create your own. You can easily change it by clicking on the header. Once you link your accounts, Honeyfi will automatically make a budget for you based on your past spending. When you open it, your budget is the first box displayed, followed by your transactions. Honeyfi has no web-based budgeting option, but the capabilities of the app more than make up for it. You can easily add two of your emails and be your own domestic partner. Honeyfi is technically a budgeting app for couples, but single people shouldn’t write it off. Here’s how they stacked up against one another: Honeyfi: The Overall Winner We tested the most popular, searched for and talked about apps in iTunes along with some that just looked super interesting. Ideally, it would be free, but we were willing to consider paid apps as well. We were searching for an easy-to-use, widely customizable app that could sync with your credit cards and checking account, at the very least. What do you get for free? How much do premium versions cost? What’s included if you pay for premium features? Do you prefer to manually track transactions, or do you want real-time transaction tracking for a few or all of your bank accounts? The extent to which you want your accounts synced.The flexibility to customize based on how you get income and what kind of budget you’re using.There are several things to consider when you’re looking for a good budgeting app for you. How to Determine the Best Budgeting App for You A budgeting app that lets you adjust your income and expenses, and sync your transactions in real time. We traveled far and wide through the internet and app stores to find one budgeting app to rule them all.
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